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arrangely

Predict declines
Find approvals

Your stack knows how to process a payment. Nobody in it asks the simpler question first: does this payment have a real chance of getting approved? Every transaction just goes out, with a route and a hope. Arrangely asks, and answers, before the PSP and the issuer get their turn.

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Where the layer sits

How Arrangely fits into the payment flow

  1. cashier
  2. transaction
  3. arrangely prediction
  4. psp executes

The PSP and the acquirer process the transaction.  Arrangely predicts the best possible action before it is sent.

The decision nobody owns

At Arrangely we ask these 3 questions.

  1. Does it have a real chance of approval?

    The model predicts the decline before it happens, with 81.5% precision.

  2. Should it be sent at all?

    Some transactions cannot be won. Flagging them keeps your submitted traffic clean.

  3. Which route gives the best odds?

    Arrangely searches for a route with better odds and hands it to the merchant while there is still time to take it.

Four services, one decision layer.

Each service is one action the model can take before a payment is sent. Statuses are honest: green means live today.

Live

Reroute

Your chosen Processor looks likely to decline. The model searches for a route with better odds.

Rolling out

Clean

Some transactions cannot be won. Clean flags them, so the volume you submit becomes clean traffic.

Next

Optimize

For any transaction, propose an even better path than the one it arrived with.

In development

Network

Partnerships with gateways, PSPs and acquiring banks who recommend Arrangely for the clean-traffic effect.

Arrangely CompleteAll of it behind one integration: the Prediction API and the Ingestion API.

Priced like the model works.

Each service has its own per-prediction fee, so you pay only for the decisions you use. The revenue share applies to recovered money only. If nothing is recovered, the share is zero.

Reroute Live
$0.60 / prediction
Clean Rolling out
$0.35 / prediction
Optimize Next
$0.10 / prediction
Arrangely Complete $1.05
$0.70 / prediction

Every plan adds 30% of recovered money, and $0 of everything else. Recovered money is a payment that was scored to decline, re-routed by the model, and approved.