The story
Keep your rules where they win
Keep your rules where they win. Inside your walls, with the customer, the history and the MID that worked last time, nothing beats them, and nothing here asks to switch them off.
But the bigger half of every transaction is decided outside, by the gateway, the processor, the acquirer and above all the issuer, whose behavior drifts every week. No internal dataset can learn what it never sees.
Inside your walls
Your rules
- The customer and their history
- The MID that worked last time
- The mapped BINs and re-ops
your data · your territory
Outside
The verdict
- The gateway and the processor
- The acquirer
- Above all, the issuer, drifting weekly
what Arrangely was trained on
That outside half is exactly what Arrangely was trained on. It predicts how the outside world will answer before you send a transaction, and when the probabilities look bad, it brings back a possible path where they look better, if there is any.
Your data covers one half. Arrangely covers the other. Together they cover the whole payment, and either alone covers half.